Terms of Use for tlooto

1. Registration and Access

A. Minimum Age Requirements

1. Age Limit: You must be at least 13 years old or the minimum age required in your country to use the Services.
2. Under 18: If you are under 18, you must have permission from a parent or legal guardian to use the Services.

B. Registration Process

1. Account Information: You must provide accurate and complete information when registering an account.
2. Account Security: You are responsible for all activities that occur under your account and must not share your account credentials.

2. Using Our Services

A. Permitted Use

1. Access and Compliance: You may access and use our Services subject to your compliance with these Terms, including our Sharing and Publication Policy, Usage Policies, and other guidelines.

B. Prohibited Activities

1. You may not use our Services for illegal, harmful, or abusive activities, including infringing rights, modifying or distributing our Services, reverse engineering our Services, extracting data through automated means, misrepresenting AI-generated Output, interfering with our Services, sharing accounts or circumventing usage limits, or using Output to develop competing models.

C. Usage Policies

1. To maintain academic integrity and ethical use, you must not use AI-generated content for academic misconduct or present it as your original work in academic or professional settings. Violations of these Usage Policies may result in restrictions on your access to the Services.

D. Software

1. Updates: Software related to our Services may update automatically.

E. Corporate Domains

1. Organization-Owned Accounts: Accounts created using an email address owned by an organization may be integrated into the organization’s business account.

F. Third-Party Services

1. Inclusion and Terms: Our Services may include third-party software, products, or services that are governed by their own terms.

G. Feedback

1. Use of Feedback: We may use your feedback without restriction or compensation.

3. Content

A. Your Responsibility

1. Content Definition: “Content” includes your input (“Input”) and the output generated by our Services (“Output”).
2. Content Responsibility: You are responsible for ensuring that your Content complies with applicable laws and these Terms.

B. Ownership of Content

1. Rights: You retain ownership of your Input and own the Output. tlooto assigns to you all rights, if any, that it has in the Output.

C. Similarity of Content

1. Non-Exclusivity: Output may not be unique, and similar Output may be provided to other users.

D. tlooto’s Use of Content

1. Service Improvement: We may use Content to improve and maintain the Services, comply with applicable laws, enforce these Terms, and ensure safety.

E. Opt-Out for Model Training

1. Training Exclusion: You may opt out of having your Content used to train our models, although doing so may limit the effectiveness of certain Services.

F. Accuracy

1. Probabilistic Nature: Output may not always be accurate or factual and should not be relied upon as the sole source of truth or as the basis for significant personal decisions.

4. Paid Accounts

A. Billing

1. Payment Information: You must provide accurate and complete billing information, including a valid payment method.
2. Subscription Charges: Subscription fees will be charged automatically to your payment method at each renewal until you cancel.
3. Payment Methods: New subscriptions and the registration of new payment methods will generally be processed through Stripe. Existing subscribers who used another payment method before the Effective Date may continue using that payment method while their subscription remains active.
4. Taxes and Compliance: You are responsible for all applicable taxes, which will be charged when required.
5. Failed Payments: If payment cannot be completed, your account may be downgraded or your access to the Services may be suspended.

B. Usage Limits and Service Credits

1. Usage Limits: Paid plans may be subject to plan-specific usage limits. Different limits may apply depending on the feature or Service used.
2. Weekly Reset: Weekly usage limits reset according to the schedule shown in your account. Unused weekly usage does not carry over to the next period.
3. Reaching a Limit: If you reach a usage limit, access to certain features may be restricted until the next reset.
4. Service Credits: If we offer service credits for separate purchase, the Service Credit Terms presented at the time of purchase will apply.

C. Cancellation and Refunds

1. Subscription Cancellation: You may cancel your paid subscription at any time.
2. Plan Cancellation: If you cancel without requesting a refund, your subscription will remain active until the end of the current subscription period, and the cancellation will take effect at the next renewal.
3. Refunds: Mid-term refunds for monthly and annual plans will be processed in accordance with the Payment Policy in Section 12.
4. Compliance with Local Law: These Terms do not override any mandatory local laws governing cancellation or refunds.

D. Price Changes

1. Notice of Changes: We will provide at least 30 days’ notice before increasing subscription prices.
2. Renewal Effect: Price increases will take effect at the next renewal.

5. Termination and Suspension

1. User Termination: You may stop using the Services at any time.
2. tlooto’s Rights: We may suspend or terminate your access or delete your account if you breach these Terms or our Usage Policies, if required to comply with applicable law, if your use poses a risk or causes harm, or if your account has been inactive for more than one year following advance notice. You may appeal a suspension or termination by contacting our Support team.

6. Discontinuation of Services

1. Advance Notice: If the Services are discontinued, we will provide advance notice where reasonably possible.
2. Refunds: We will refund any unused prepaid Services in accordance with applicable law and the Payment Policy in Section 12.

7. Disclaimer of Warranties

1. Service Condition: The Services are provided “AS IS.”
2. Warranty Disclaimer: To the extent permitted by applicable law, we disclaim all warranties regarding the Services, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
3. Service Limitations: We do not guarantee that the Services will be uninterrupted, accurate, error-free, or that data will be completely secure.

8. Limitation of Liability

1. Scope of Liability: To the extent permitted by applicable law, tlooto will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages.
2. Liability Cap: To the extent permitted by applicable law, tlooto’s total liability arising out of or relating to these Terms or the Services will not exceed the greater of the amount you paid for the Services during the 12 months preceding the event giving rise to liability or USD 100.
3. Compliance with Law: These limitations do not apply to liability that cannot be limited under applicable law.
4. Third-Party Beneficiaries: tlooto’s affiliates, suppliers, licensors, and distributors are intended beneficiaries of this limitation of liability.

9. Indemnity

1. Business Responsibility: If you are a business or organization, you agree to indemnify and hold harmless tlooto, its affiliates, and personnel from third-party claims arising out of or relating to your use of the Services, your Content, or your violation of these Terms.
2. Scope: This indemnity covers costs, losses, liabilities, and expenses, including attorneys’ fees.

10. Dispute Resolution

A. Informal Dispute Resolution

1. Initial Process: You and tlooto will attempt to resolve any dispute informally before commencing legal proceedings.
2. Notice: Notices of disputes may be submitted through the customer support procedure designated by tlooto.

B. Legal Disputes

1. Any dispute arising out of or relating to these Terms or the Services will be resolved in the courts of the Republic of Korea.
2. Unless otherwise required by applicable law, the Seoul Central District Court will have exclusive jurisdiction as the court of first instance over any dispute arising out of or relating to these Terms or the Services.

C. Severability

1. If any part of this Dispute Resolution section is invalid or unenforceable, the remaining provisions will remain in effect.

11. General Terms

A. Assignment

1. User Restrictions: You may not assign or transfer any rights or obligations under these Terms without our consent. Any attempted assignment or transfer will be void.
2. tlooto’s Rights: tlooto may assign its rights or obligations to an affiliate, subsidiary, or successor in connection with the Services.

B. Changes to These Terms or the Services

1. Continuous Development: tlooto continually develops and improves the Services and may update these Terms accordingly.
2. Reasons for Changes: Changes may be made due to legal or regulatory requirements, security reasons, circumstances beyond our control, service development, or new technologies.
3. Notice of Changes: We will provide at least 30 days’ advance notice of changes that are materially adverse to you by email or in-product notification. Other changes may take effect immediately upon being posted on our website.
4. User Option: If you do not agree to the changes, you may stop using the Services.

C. Delay in Enforcing These Terms

1. Non-Waiver: Our failure to enforce a provision does not waive our right to enforce it later.
2. Invalid Provisions: If any provision is invalid or unenforceable, the remaining provisions will not be affected, and the invalid or unenforceable provision will be enforced to the maximum extent permitted by law.

D. Trade Controls

1. Compliance: You must comply with all applicable trade laws, including sanctions and export control laws.
2. Usage Restrictions: The Services may not be used in connection with embargoed countries or prohibited persons or entities, for prohibited end uses, or without any required export authorization.

E. Entire Agreement

1. Entire Agreement: These Terms constitute the entire agreement between you and tlooto regarding the Services and supersede all prior agreements concerning the Services.

F. Governing Law

1. Governing Law: These Terms are governed by the laws of the Republic of Korea, excluding its conflict-of-laws principles.
2. Nothing in this provision limits any consumer rights that cannot be waived under applicable law.

12. Payment Policy

A. General

1. Currency: Charges are generally billed in U.S. dollars (USD). If another currency is displayed at checkout, payment may be processed in that currency.
2. Billing Interval: Payments are processed on a monthly or annual basis.
3. Refund Processing: Approved refunds will be processed within seven business days of approval.
4. Payment Methods: New payments will be processed through Stripe. Existing subscribers may continue using their previous payment methods, including Toss, PayPal, or PaymentWall, while their existing subscriptions remain active.

B. Plan Changes

1. Upgrade: An upgrade to a higher-tier plan takes effect immediately after payment is completed.
2. When you upgrade, the value of the unused portion of your existing paid plan will be prorated and deducted from the price of the new plan.
3. The unused portion will be calculated on a 30-day basis for monthly plans and a 365-day basis for annual plans.
4. Downgrade: A downgrade to a lower-tier plan will take effect at the next renewal after the current subscription period ends. You may continue using your existing plan for the remainder of the current subscription period.
5. Changing plans does not reset your current weekly usage or scheduled weekly reset date.

C. Monthly Plan Refunds

1. If you cancel a monthly plan before the end of the subscription period and request a refund, the refund will be prorated based on the unused portion of a 30-day period.
2. The refund will be calculated using the amount actually paid for the applicable monthly plan.
3. Access to the monthly plan will end when the refund is approved.

D. Annual Plan Refunds

1. If you cancel an annual plan before the end of the subscription period and request a refund, you may continue using the Services until the end of the monthly usage period in which the refund request is made.
2. Each monthly usage period will be determined based on the original billing date of the annual plan.
3. The charge for each month already used will be calculated using the regular monthly price before any annual-plan discount.
4. The refund will be calculated by deducting the charges for the months already used from the amount actually paid for the annual plan.
5. If the calculated refund amount is zero or less, no refund will be provided.
6. Detailed calculation methods and refund procedures are governed by our Payment and Refund Policy.

E. Promotions

1. New Subscriptions: Promotional discounts apply immediately and are valid only for the applicable billing period. Regular pricing will apply to subsequent renewals.
2. Existing Subscribers: Promotions offered to existing paid subscribers will apply at the time and subject to the conditions separately disclosed.
3. Payment Method Limitations: Some payment methods may not support promotions or coupon codes.
4. Single-Use Rule: Unless otherwise stated, promotional codes are limited to one use per account and may not be reused after a plan change or cancellation.